Frequently Asked Questions (FAQs)
Q: I already have an insurance policy from my home country that covers all but one of the 11 basic benefits required by Florida law. The last school I attended in another state accepted this insurance policy so why can't I use it at FSU? Why do I need to purchase another complete policy?
A: State law and university regulations require that international students have this level of insurance coverage. Health Center holds will only be removed from student accounts showing proof of purchase of policies which INCLUDE ALL REQUIREMENTS. There will be no exceptions to this rule. Consult with the insurance company providing your plan to see if your plan can be adjusted to include all requirements. If your insurance company agrees to adjust your policy and verifies on the Compliance Form that your policy includes all 11 Benefits, then this is acceptable coverage.
Q: I want to buy a comparable plan to the university- sponsored plan because it is cheap but I do not have enough money to purchase 52 week of coverage in March. Why can't I buy one semester of coverage at a time like last year?
A: Because State law and university regulations require that international students show proof of purchase of 52 weeks of insurance coverage BEFORE being allowed to register. Exceptions to this rule resulted in many billing complications and the decision has been made to adhere to the state requirements. Buying the university Sponsored insurance and using the Payment plan gives you several months to make payments on the fall and Spring/Summer portions of the coverage. You are committing to 52 weeks of coverage but are given a few months to make payment. If you want to purchase a comparable plan, you will need to pay cash or charge payment to a credit card.
Q: Why can't I use the graduate assistant insurance supplement toward the payment of a comparable plan?
A: This supplement is being made available from university funds with a directive that it can only he used with the university-sponsored plan.